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A single-purpose reverse home mortgage is offered by federal government firms at the state and regional level, and by not-for-profit groups too. It's a kind of reverse home mortgage that puts rules and constraints on how you can use the cash from the loan. (So you can't spend it on an elegant vacation!) Normally, single-purpose reverse mortgages can only be utilized to make real estate tax payments or pay for home repairs.
The important things to keep in mind is that the loan provider has to approve how the cash will be used prior to the loan is offered the OK. These loans aren't federally insured either, so lending institutions don't have to charge mortgage insurance coverage premiums. However since the money from a single-purpose reverse home loan has to be utilized in a specific way, they're typically much smaller in their quantity than HECM loans or exclusive reverse mortgages. http://www.marhabaholidays.co.ke/index.php?option=com_k2&view=itemlist&task=user&id=1705578 |
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