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The majority of reverse home mortgages have variable rates, which are tied to a financial index and modification with the market. Variable rate loans tend to offer you more options on how you get your cash through the reverse mortgage. Some reverse mortgages mainly HECMs use repaired rates, but they tend to require you to take your loan as a swelling sum at closing.
Interest on reverse mortgages is not deductible on tax return till the loan is paid off, either partially or in complete. In a reverse mortgage, you keep the title to your house. That suggests you are accountable for real estate tax, insurance, utilities, fuel, maintenance, and other expenditures. And, if you don't pay your real estate tax, keep house owner's insurance coverage, or keep your home, the lending institution may require you to repay your loan. http://ca-cpp.org/user/ofeith31u7 |
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