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The amount you get will likewise be affected if the home has any other home mortgages or liens. If there's a balance from a home equity loan or house equity credit line (HELOC), for example, or tax liens or judgments, those will need to be paid with the reverse home mortgage proceeds initially." No matter the kind of reverse mortgage, you should not expect to receive the amount of your house," Boies says.
Doing this, nevertheless, lowers the amount of funds available to you through the loan. Here's a breakdown of HECM fees and charges, according to HUD: There is a 2 percent initial MIP at closing, along with a yearly MIP equivalent to 0. 5 percent of the outstanding loan balance. http://martinuuie313.tearosediner.net/some-known-factual-statements-about-how-many-housing-mortgages-defaulted-in-2008 |
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