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The amount you get will also be affected if the house has any other mortgages or liens. If there's a balance from a house equity loan or home equity credit line (HELOC), for example, or tax liens or judgments, those will have to be paid with the reverse mortgage earnings first." Despite the kind of reverse home loan, you shouldn't expect to get the complete value of your house," Boies states.
Doing this, however, minimizes the amount of funds readily available to you through the loan. Here's a breakdown of HECM charges and charges, according to HUD: There is a 2 percent initial MIP at closing, as well as an annual MIP equal to 0. 5 percent of the exceptional loan balance. https://hectornsrj545.shutterfly.com/121 |
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