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The amount you receive will likewise be affected if the home has any other home loans or liens. If there's a balance from a house equity loan or house equity line of credit (HELOC), for instance, or tax liens or judgments, those will need to be paid with the reverse home loan profits initially." Despite the kind of reverse home loan, you should not expect to receive the full value of your house," Boies says.
Doing this, however, minimizes the amount of funds offered to you through the loan. Here's a breakdown of HECM fees and charges, according to HUD: There is a 2 percent initial MIP at closing, as well as an annual MIP equal to 0. 5 percent of the outstanding loan balance. https://602e0509329a6.site123.me/#section-610e108a85553 |
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