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The amount you receive will also be affected if the house has any other home loans or liens. If there's a balance from a house equity loan or house equity line of credit (HELOC), for example, or tax liens or judgments, those will need to be paid with the reverse home loan profits initially." Despite the kind of reverse home mortgage, you should not expect to get the amount of your home," Boies says.
Doing this, however, lowers the quantity of funds available to you through the loan. Here's a breakdown of HECM costs and charges, according to HUD: There is a 2 percent initial MIP at closing, along with an annual MIP equal to 0. 5 percent of the outstanding loan balance. http://zandertnjg012.wpsuo.com/getting-my-hawaii-reverse-mortgages-when-the-owner-dies-to-work |
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