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It's most likely a myth that medical bills are the leading reason for insolvency (some research pegs it at just around 4%), but everyone agrees that if you're stretched too thin economically, and after that you have a whopping medical expenditure on top of that, it isn't great. Incidentally, when the Affordable Care Act was originally passed, you needed to pay a charge tax for going without health coverage unless you satisfied particular exemption criteria, consisting of financial hardship.
(If you were uninsured in 2018, you will be penalized on your 2021 tax type for that.)So, sure, you could argue: "Hey, no charge. I do not need to get medical insurance." You might argue that, but please don't. The Affordable Care Act has been mired in controversy for several years, partly due to the required fee, however whatever one's sensations about the ACA, we can probably all concur that it's a good concept to have medical insurance. http://donovanppvt646.cavandoragh.org/not-known-facts-about-how-to-shop-for-health-insurance |
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