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There isn't a set amount for one point, however. For example, if you have a 5% rate of interest, purchasing one point might lower the rate of interest to 4. 75% or 4. 875%, depending on your lender's terms. If you're buying home loan points, you can buy more than one, and even a portion of one, if the loan provider permits it.
If you're interested in home mortgage points and decreasing your rates of interest, ask your loan provider for a rate sheet to see the rates of interest and corresponding mortgage points. Even better, you need to ask the lender for the particular dollar amount you 'd need to pay to reduce your home mortgage rate by a particular percentage, since points (and fractions of points) can be complicated. https://www.deviantart.com/wortonsocs |
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