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There isn't a set quantity for one point, but. For example, if you have a 5% interest rate, purchasing one point might reduce the rates of interest to 4. 75% or 4. 875%, depending on your lender's terms. If you're buying home mortgage points, you can purchase more than one, or even a fraction of one, if the loan provider enables it.
If you're interested in home mortgage points and reducing your interest rate, ask your lender for a rate sheet to see the rates of interest and corresponding home loan points. Much better yet, you need to ask the loan provider for the specific dollar amount you 'd have to pay to lower your mortgage rate by a specific percentage, since points (and fractions of points) can be complicated. http://www.centrosubmurena.com/index.php?option=com_k2&view=itemlist&task=user&id=129959 |
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