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There isn't a set amount for one point, however. For example, if you have a 5% interest rate, buying one point might decrease the rate of interest to 4. 75% or 4. 875%, depending on your lending institution's terms. If you're buying mortgage points, you can purchase more than one, or perhaps a fraction of one, if the lender permits it.
If you have an interest in home mortgage points and decreasing your interest rate, ask your loan provider for a rate sheet to see the rates of interest and matching home loan points. Even better, you need to ask the loan provider for the specific dollar amount you 'd need to pay to lower your home mortgage rate by a specific portion, since points (and fractions of points) can be complicated. https://www.social-bookmarkings.win/read-full-article-14 |
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